Life and work
Ledger
Daily expenses and monthly net worth, with totals that always add up.
What it is
A personal finance app for what you spend each day and what you own each month. Every total is worked out from the entries you made, so the summary can never disagree with the detail.
Why use it
- See where the month went at a glance
- Track net worth across every account
- Budgets that warn before you overspend
Key features
- Expenses, income and transfers
- Monthly net-worth snapshots
- Budgets and recurring bills
- Charts, search and a month-end close
- An optional assistant for your own records
Before you start
- Account
- Needs a free account.
- Pricing
- Free plan; an optional Pro plan is described on its pricing page.
- AI
- An optional assistant uses Google Gemini on your own records.
- Privacy
- Your records stay behind your sign-in; usage is recorded as its privacy page explains.
Goes well with
Notes with a second brain that answers from what you wrote.
